🏠 Home insurance cost in Essex, VT (2027)

Estimated average: $1,214 per year — -47% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Essex, Vermont
Home insurance in Essex is estimated at $1,214 per year, below the Vermont average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 22,094 residents, Essex is a smaller city and the #2 largest city in Vermont. Home insurance rates here are estimated at $1,214 per year, below the Vermont average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Essex with other Vermont cities.

$1,214
Est. home insurance in Essex
per year
$1,265
Vermont average
$2,300
U.S. average
22,094
Population

Estimate your home insurance in Essex

Essex home insurance estimator

Estimated$765/year

Starts from the Essex estimate. Get quotes to confirm your price.

Essex home insurance FAQ

How much is home insurance in Essex, VT?

The estimated average is $1,214 per year — below the state average (-4% vs. the Vermont average of $1,265, and -47% vs. the U.S. average).

Is home insurance more expensive in Essex than elsewhere in Vermont?

Essex has about 22,094 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Essex?

Compare at least three quotes from insurers active in Essex, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

← All Vermont home insurance costs