🏠 Home insurance cost in Bellevue, WA (2027)

Estimated average: $1,380 per year — -40% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Bellevue, Washington
Home insurance in Bellevue is estimated at $1,380 per year, near the Washington average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 151,854 residents, Bellevue is a mid-size city and the #5 largest city in Washington. Home insurance rates here are estimated at $1,380 per year, near the Washington average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Bellevue with other Washington cities.

$1,380
Est. home insurance in Bellevue
per year
$1,380
Washington average
$2,300
U.S. average
151,854
Population

Estimate your home insurance in Bellevue

Bellevue home insurance estimator

Estimated$869/year

Starts from the Bellevue estimate. Get quotes to confirm your price.

Bellevue home insurance FAQ

How much is home insurance in Bellevue, WA?

The estimated average is $1,380 per year — about the state average (0% vs. the Washington average of $1,380, and -40% vs. the U.S. average).

Is home insurance more expensive in Bellevue than elsewhere in Washington?

Bellevue has about 151,854 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Bellevue?

Compare at least three quotes from insurers active in Bellevue, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

← All Washington home insurance costs