🏠 Home insurance cost in Bellevue, WA (2027)
Estimated average: $1,380 per year — -40% vs. the U.S. average of $2,300.

With about 151,854 residents, Bellevue is a mid-size city and the #5 largest city in Washington. Home insurance rates here are estimated at $1,380 per year, near the Washington average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Bellevue with other Washington cities.
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Bellevue home insurance FAQ
How much is home insurance in Bellevue, WA?
The estimated average is $1,380 per year — about the state average (0% vs. the Washington average of $1,380, and -40% vs. the U.S. average).
Is home insurance more expensive in Bellevue than elsewhere in Washington?
Bellevue has about 151,854 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bellevue?
Compare at least three quotes from insurers active in Bellevue, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.