🏠 Home insurance cost in Tacoma, WA (2027)
Estimated average: $1,380 per year — -40% vs. the U.S. average of $2,300.
With about 219,346 residents, Tacoma is a large city and the #3 largest city in Washington. Home insurance rates here are estimated at $1,380 per year, near the Washington average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Tacoma with other Washington cities.
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Tacoma home insurance FAQ
How much is home insurance in Tacoma, WA?
The estimated average is $1,380 per year — about the state average (0% vs. the Washington average of $1,380, and -40% vs. the U.S. average).
Is home insurance more expensive in Tacoma than elsewhere in Washington?
Tacoma has about 219,346 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Tacoma?
Compare at least three quotes from insurers active in Tacoma, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.