🏠 Home insurance cost in Tacoma, WA (2026)
Estimated average: $1,380 per year — -40% vs. the U.S. average of $2,300.
$1,380
Est. home insurance in Tacoma
per year
$1,380
Washington average
$2,300
U.S. average
219,346
Population
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Tacoma home insurance estimator
Estimated$869/year
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Tacoma home insurance FAQ
How much is home insurance in Tacoma, WA?
The estimated average is $1,380 per year — about the state average (0% vs. the Washington average of $1,380, and -40% vs. the U.S. average).
Is home insurance more expensive in Tacoma than elsewhere in Washington?
Tacoma has about 219,346 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Tacoma?
Compare at least three quotes from insurers active in Tacoma, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.