💛 Life insurance cost in Minneapolis, MN (2027)

Estimated average: $24 per month — -8% vs. the U.S. average of $26.

An outdoor family portrait, representing life insurance — Minneapolis, Minnesota
Life insurance in Minneapolis is estimated at $24 per month, near the Minnesota average. Photo: Collins, Tudor Washington, 1898-1970, photographer (CC BY 4.0)

With about 425,336 residents, Minneapolis is a large city and the largest city in Minnesota. Life insurance rates here are estimated at $24 per month, near the Minnesota average of $24 — a gap driven by local factors like local underwriting and cost of living. Below you can estimate a price for your own profile and compare Minneapolis with other Minnesota cities.

$24
Est. life insurance in Minneapolis
per month
$24
Minnesota average
$26
U.S. average
425,336
Population

Estimate your life insurance in Minneapolis

Minneapolis life insurance estimator

Estimated$12/month

Starts from the Minneapolis estimate. Get quotes to confirm your price.

Minneapolis life insurance FAQ

How much is life insurance in Minneapolis, MN?

The estimated average is $24 per month — about the state average (0% vs. the Minnesota average of $24, and -8% vs. the U.S. average).

Is life insurance more expensive in Minneapolis than elsewhere in Minnesota?

Minneapolis has about 425,336 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest life insurance in Minneapolis?

Compare at least three quotes from insurers active in Minneapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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