💛 Life insurance cost in Bismarck, ND (2027)
Estimated average: $25 per month — -4% vs. the U.S. average of $26.

With about 74,138 residents, Bismarck is a smaller city and the #2 largest city in North Dakota. Life insurance rates here are estimated at $25 per month, near the North Dakota average of $25 — a gap driven by local factors like local underwriting and cost of living. Below you can estimate a price for your own profile and compare Bismarck with other North Dakota cities.
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Bismarck life insurance FAQ
How much is life insurance in Bismarck, ND?
The estimated average is $25 per month — about the state average (0% vs. the North Dakota average of $25, and -4% vs. the U.S. average).
Is life insurance more expensive in Bismarck than elsewhere in North Dakota?
Bismarck has about 74,138 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest life insurance in Bismarck?
Compare at least three quotes from insurers active in Bismarck, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.