💛 Life insurance cost in Dayton, OH (2027)

Estimated average: $25 per month — -4% vs. the U.S. average of $26.

An outdoor family portrait, representing life insurance — Dayton, Ohio
Life insurance in Dayton is estimated at $25 per month, near the Ohio average. Photo: Collins, Tudor Washington, 1898-1970, photographer (CC BY 4.0)

With about 135,944 residents, Dayton is a mid-size city and the #6 largest city in Ohio. Life insurance rates here are estimated at $25 per month, near the Ohio average of $25 — a gap driven by local factors like local underwriting and cost of living. Below you can estimate a price for your own profile and compare Dayton with other Ohio cities.

$25
Est. life insurance in Dayton
per month
$25
Ohio average
$26
U.S. average
135,944
Population

Estimate your life insurance in Dayton

Dayton life insurance estimator

Estimated$12/month

Starts from the Dayton estimate. Get quotes to confirm your price.

Dayton life insurance FAQ

How much is life insurance in Dayton, OH?

The estimated average is $25 per month — about the state average (0% vs. the Ohio average of $25, and -4% vs. the U.S. average).

Is life insurance more expensive in Dayton than elsewhere in Ohio?

Dayton has about 135,944 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest life insurance in Dayton?

Compare at least three quotes from insurers active in Dayton, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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