💛 Life insurance cost in Memphis, TN (2026)
Estimated average: $25 per month — -4% vs. the U.S. average of $26.
$25
Est. life insurance in Memphis
per month
$25
Tennessee average
$26
U.S. average
618,639
Population
Estimate your life insurance in Memphis
Memphis life insurance estimator
Estimated$12/month
Starts from the Memphis estimate. Get quotes to confirm your price.
Memphis life insurance FAQ
How much is life insurance in Memphis, TN?
The estimated average is $25 per month — about the state average (0% vs. the Tennessee average of $25, and -4% vs. the U.S. average).
Is life insurance more expensive in Memphis than elsewhere in Tennessee?
Memphis has about 618,639 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest life insurance in Memphis?
Compare at least three quotes from insurers active in Memphis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.