💛 Life insurance cost in Vermont (2026)
The estimated average is $28 per month — above the national average (+8% vs. the U.S. average of $26).
Vermont is home to about 0.6 million people, and life insurance here runs above the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Burlington typically differ from smaller towns.
Estimate your life insurance in Vermont
Vermont life insurance estimator
Starts from the Vermont average. Estimate only — get quotes to confirm.
Life insurance cost in Vermont cities
| City | Population | Est. life insurance |
|---|---|---|
| Burlington | 44,743 | $28 |
| Essex | 22,094 | $28 |
| South Burlington | 20,292 | $28 |
Vermont life insurance FAQ
How much is life insurance in Vermont?
The estimated average life insurance in Vermont is $28 per month, which is above the national average (+8% vs. the U.S. average of $26). Vermont ranks 4 of 51 states from most to least expensive.
Why is life insurance expensive in Vermont?
Life insurance pricing in Vermont reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on life insurance in Vermont?
Compare at least three quotes from insurers active in Vermont, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.