🚗 Car insurance cost in Oregon (2026)
The estimated average is $2,043 per year — below the national average (-5% vs. the U.S. average of $2,150).
Oregon is home to about 4.2 million people, and car insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Portland typically differ from smaller towns.
Estimate your car insurance in Oregon
Oregon car insurance estimator
Starts from the Oregon average. Estimate only — get quotes to confirm.
Car insurance cost in Oregon cities
Oregon car insurance FAQ
How much is car insurance in Oregon?
The estimated average car insurance in Oregon is $2,043 per year, which is below the national average (-5% vs. the U.S. average of $2,150). Oregon ranks 31 of 51 states from most to least expensive.
Why is car insurance cheaper in Oregon?
Car insurance pricing in Oregon reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on car insurance in Oregon?
Compare at least three quotes from insurers active in Oregon, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.