🚗 Car insurance cost in Portland, OR (2027)
Estimated average: $2,206 per year — +3% vs. the U.S. average of $2,150.
With about 630,498 residents, Portland is a major metro and the largest city in Oregon. Car insurance rates here are estimated at $2,206 per year, above the Oregon average of $2,043 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Portland with other Oregon cities.
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Portland car insurance FAQ
How much is car insurance in Portland, OR?
The estimated average is $2,206 per year — above the state average (+8% vs. the Oregon average of $2,043, and +3% vs. the U.S. average).
Is car insurance more expensive in Portland than elsewhere in Oregon?
Portland has about 630,498 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.