🚗 Car insurance cost in Portland, OR (2026)
Estimated average: $2,206 per year — +3% vs. the U.S. average of $2,150.
$2,206
Est. car insurance in Portland
per year
$2,043
Oregon average
$2,150
U.S. average
630,498
Population
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Portland car insurance estimator
Estimated$3,861/year
Starts from the Portland estimate. Get quotes to confirm your price.
Portland car insurance FAQ
How much is car insurance in Portland, OR?
The estimated average is $2,206 per year — above the state average (+8% vs. the Oregon average of $2,043, and +3% vs. the U.S. average).
Is car insurance more expensive in Portland than elsewhere in Oregon?
Portland has about 630,498 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.